Restaurant Loyalty Programs in Canada: Where to Eat and Earn

Restaurant loyalty programs have become a staple for Canadians looking to save money and enjoy perks on their favorite meals. From coffee runs to burrito bowls, top chains like Tim Hortons, McDonald's, Wendy's, Chipotle, and others now offer robust rewards programs that make every dollar count. Here's a review of the best programs in 2025—and how to get the most free food and perks.

Tim Hortons Tims Rewards

How It Works:

Earn 10 points for every $1 spent at Tim Hortons2 6.
Redeem 400 points for a free brewed coffee, tea, or select baked goods.
Points can also be redeemed for Dream Donuts, breakfast sandwiches, and more.

What's New:
Recent changes mean you now need to spend $40 to earn a free coffee (400 points at 10 points per dollar)2 6. While some longtime fans aren't thrilled, the program still delivers value for frequent visitors—especially if you use the Tim Hortons app for bonus offers and digital ordering.

Tips for More Perks:

Use the app to access exclusive deals and double points events.
Pay with a Tim Hortons credit card to boost your earn rate (15 points per $1 in some cases)6.
Redeem points for premium menu items to maximize value.

McDonald's MyMcDonald's Rewards

How It Works:

Earn 100 points for every $1 spent on eligible purchases3 7.
Redeem points for menu items in tiered categories (e.g., 2,000 points for a coffee, 6,000 for a Big Mac).
Receive a 5,000-point welcome bonus when you sign up7.

Why It Stands Out:
The program is easy to use via the McDonald's app, and points add up quickly. Bonus points events and personalized offers are common, and you can order ahead for convenience3 7.

Tips for More Perks:

Always check the app for weekly exclusive offers.
Stack bonus points events with regular purchases.
Redeem points for higher-value items (like specialty drinks) for the best return7.

Wendy's Rewards

How It Works:

Earn 10 points for every $1 spent via the Wendy's app or by scanning your QR code at the counter1 4 10.
Redeem points for free menu items, starting as low as 150 points for small treats1 10.
Enjoy rotating offers, birthday bonuses, and app-exclusive deals8.

What Makes It Great:
Wendy's keeps it simple and transparent—spend more, earn more, and redeem whenever you want. The program features instant gratification, with rewards available after just a few purchases10.

Tips for More Perks:

Activate account-level boosters like double points for new members8.
Complete streak challenges and take advantage of 'Happy Nugget Hour' for extra points8.
Use a dining cash-back credit card for additional savings8.

Chipotle Rewards

How It Works:

Earn 10 points for every $1 spent in-store, online, or in the app5 9.
Redeem points for free chips, guacamole, drinks, or full meals (starting at 1,250 points)5 9.
Enjoy a free chips and guac on your first purchase as a member and a birthday treat each year5 9.
Participate in app-based challenges and achievement badges for bonus points5 9.

Why It's Popular:
Chipotle's program is gamified, with challenges, badges, and surprise 'Freepotle' promotions. You can also donate points to charity, adding a feel-good factor to your rewards5 9.

Tips for More Perks:

Order through the Chipotle app or website to ensure you earn points9.
Participate in challenges and bonus events for extra points9.
Save points for higher-value redemptions like burritos or bowls9.

Other Notable Programs

Dunkin' Donuts DD Perks: Earn 5 points per $1 and redeem 200 points for a free drink. Bonus campaigns and Masterpass integration make it easy to earn and redeem1.
Subway Rewards: Earn 10 points per $1 and redeem across the menu. AI-powered offers and flexible redemptions keep the program fresh10.
Nando's Chilli Points: Earn 10 points per $1 spent, redeem for food or experiences, and enjoy a spicy, engaging rewards narrative10.

How to Get the Most Free Food and Perks

1. Always Use the App:
Mobile apps unlock exclusive deals, bonus points, and easier tracking of your rewards.

2. Watch for Bonus Events:
Take advantage of double points days, streak challenges, and birthday bonuses to accelerate your earnings8 9.

3. Redeem for High-Value Items:
Save points for premium menu items or combo meals to get the best return on your spending7 9.

4. Stack Rewards with Cash-Back Cards:
Pay with a dining rewards credit card to earn both loyalty points and cash back on every purchase8.

5. Stay Active:
Points often expire after a period of inactivity (e.g., 180 days for Chipotle), so use your rewards regularly to avoid losing them9.

The Bottom Line

Canada's restaurant loyalty programs are more rewarding and accessible than ever. Whether you're a coffee lover, burger fan, or burrito enthusiast, there's a program designed to give you more for your money. Download the apps, watch for special offers, and make every meal a chance to earn free food and exclusive perks1 2 3 4 5 6 7 8 9 10.