At Home

At Home is the MemberWorks program that provides the greatest benefits. There are more gift cards and rebates available through this program then the others offered by the company.

There is a membership fee for this program, but a 30 day free trial is available.

Many people take advantage of the trial to order a large number of gift cards and then cancel their membership (after the rebate is received).

If you willing to do a little more work then you can stay with the program, exercise all the rebate opportunities and recover an amount in rebates much greater than the cost of the membership fee.

A free $25 gift card is offered during on-line sign up (not bank phone solicitation). In order to receive the gift card you need to return a short survey found in your membership package.

How to Join

There are a a few possible ways to sign up for this program:

1. Credit Card telemarketing offer (Canadian Tire Financial, CapitalOne, CitiBank, Desjardins, MBNA, HSBC, Laurentian, National Bank). Call in and say you heard about the offer "from a friend". You need to have a participating bank credit card to use this method. Note that you don't get the membership number right away, so you need to wait for the arrival of your membership kit or phone in to At Home. The annual fee is $179.95 + tax.

Benefits (annual)

Strategies

• Sign up for the free trial toward the end of a month, record your membership number given at the end of sign up and then log on to the program site (Postal Code in upper case) to order your gift cards. Since the free trial allows for 30 days + an additional 14 days receiving the mailing you have time to order twice, cancel after you receive the rebates on your credit card (check you online statement). Enrol again online by varying your address and/or phone number and/or credit card number.
• If you plan to stay with the program, follow as above but order all the rebates as well, phone in to ask what additional rebates you are eligible for (ask specifically for gas, grocery, and home improvement).
• If you are staying with the program, phone in toward the end of your free trial and request a lower monthly rate. Say "your friend" is also a member and is paying $12.95 / month. Also, request the "Final Billing Offer". For those accepted this allows them to keep the membership for the remainder of the year without being changed any additional monthly fees (only applicable to members on monthly payment plans).
• When you receive your welcome package, immediately return the free $25 gift card survey, you should receive the gift card within 8 weeks of signing up (membership must be active), cancel after receiving the gift card, if desired.
• Purchase the maximum amount of the popular gift cards even if you don't require them for personal use or gifts. Sell them at a 10% discount or trade them for ones that you need.
• The Bay, Designer Depot, Home Outfitters, and Zellers all accept the same Hbc gift cards. Max out all to get $2000 in Hbc cards. You may also request an addition $500 of French cards, by phone only.
• HomeSense and Winners accept the same gift cards so you can order up to $1000 of cards to be used between the two stores.
• You are only supposed to have one membership per household, but many people have multiple memberships by using different credit card numbers and/or address and/or variations on their name. There's no problem having a membership in each of the programs, so you can subscribe to Lifestyle Rewards or Lifestyle Rewards+, SavingSmart, and Galleria or Galleria+ as well. The latter being the safest method of exploiting the programs, as MemberWorks will cancel multiple memberships in the same program, if discovered.

Program Discussion

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