Galleria

There is a membership fee for this program, but a 30 day free trial is available. Many people take advantage of the trial to order a large amount of gift cards and then cancel their membership (after the rebate is received). If you exercise all the rebate opportunities then the amount received will be greater than the membership fee.

A free $25 gift card is offered during on-line sign up (not MBNA phone solicitation). In order to receive the gift card you need to return a short survey found in your membership package.

How to Join

There is currently only one known way to sign up for this program:

1. MBNA telemarketing offer. Call in and say you heard about the offer "from a friend". You need to have a MBNA credit card to use this method. Note that you don't get the membership number right away, so you need to wait for the arrival of your membership kit or phone in to Galleria. $99.95 + tax per year.

Benefits (annual)

Strategies

• Sign up for the free trial toward the end of a month, record your membership number given at the end of sign up and then log on to the program site (Postal Code in upper case) to order your gift cards. Since the free trial allows for 30 days + an additional 14 days to receive the mailing you have time to order twice, cancel after you receive the rebates on your credit card (check you online statement). Enroll again online by varying your address and/or phone number and/or credit card number.
• If you plan to stay with the program, follow as above but order all the rebates as well, phone in to ask what additional rebates you are eligible for (ask specifically for gas, grocery and apparel).
• When you receive your welcome package, immediately fill out the free $25 gift card request, they will send you a survey - fill out and return immediately, you should receive the gift card within 8 weeks of signing up, cancel if desired.
• Purchase the maximum amount of the popular gift cards even if you don't require them for personal use or gifts. Sell them at a 10% discount or trade them for ones that you need.
• You are only supposed to have one membership per household, but many people have multiple memberships by using different credit card numbers and/or address and/or variations on their name. There's no problem having a membership in each of the programs, so you can subscribe to At Home or At Home+, SavingSmart, and Lifestyle Rewards or Lifestyle Rewards+ as well. The latter being the safest method of exploiting the programs.

Program Discussion

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