Compare Top Credit Cards

À la carte Rewards Plan

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The À la carte Rewards Plan (the 'À la carte Plan') is the loyalty program for National Bank credit card holders, offering points for everyday purchases, travel, and more. Points can be redeemed for travel, merchandise, gift cards, statement credits, and more. The program features flexible earning, no blackout dates, and multiple status tiers with increasing benefits.

National Bank World Elite Mastercard

À la carte Rewards Plan

Travel rewards

TravelFinancial
$150
Up to 50,000 National Bank Rewards points
Up to 5x National Bank Rewards points
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Aeroplan

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Aeroplan is Air Canada's loyalty program, allowing members to earn points (miles) on Air Canada and Star Alliance flights, as well as on everyday purchases with a wide range of partners. Points can be redeemed for flights, upgrades, hotels, car rentals, merchandise, and more. Aeroplan features multiple elite status tiers, offering benefits such as priority boarding, free checked bags, lounge access, and exclusive offers.

TD Aeroplan Visa Infinite Card

Aeroplan

Air Canada flights

TravelFinancial
$139
Up to 50,000 Aeroplan points
Up to 3x Aeroplan points
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CIBC Aeroplan Visa Infinite Card

Aeroplan

Air Canada flights

TravelFinancial
$139
Up to 50,000 Aeroplan points
Up to 2x Aeroplan points
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American Express Aeroplan Reserve Card

Aeroplan

Air Canada elite status

TravelFinancial
$599
Up to 90,000 Aeroplan points
Up to 3x Aeroplan points
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TD Aeroplan Visa Platinum Card

Aeroplan

Air Canada flights

TravelFinancial
$89
Up to 30,000 Aeroplan points
Up to 2x Aeroplan points
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Air Miles

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Canada's most recognized loyalty program offering miles for travel and everyday purchases. Earn miles at hundreds of partners and redeem for travel, merchandise, and more.

BMO Air Miles World Elite Mastercard

Air Miles

Air Miles collectors

TravelFinancial
$120
Up to 3,000 Air Miles
Up to 3x Air Miles
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BMO Air Miles Mastercard

Air Miles

Air Miles collectors

TravelFinancial
No Annual Fee
Up to 1,000 Air Miles
Up to 2x Air Miles
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American Express Air Miles Credit Card

Air Miles

Air Miles collectors

TravelFinancial
No Annual Fee
Up to 1,000 Air Miles
Up to 2x Air Miles
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BMO CashBack

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BMO's cash back program for credit cards, offering rewards on everyday purchases.

BMO CashBack World Elite Mastercard

BMO CashBack

Cash back

Financial
$120
Up to 5% cash back
Up to 5% cash back
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BMO Rewards

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BMO's flexible rewards program for credit card holders. Earn points on everyday purchases and redeem for travel, merchandise, gift cards, and more.

BMO Rewards Visa Card

BMO Rewards

Everyday spending

TravelFinancial
No Annual Fee
Up to 10,000 BMO Rewards points
Up to 2x BMO Rewards points
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HSBC Rewards

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HSBC's credit card rewards program offering points for travel, merchandise, and more.

HSBC World Elite Mastercard

HSBC Rewards

Travel rewards

TravelFinancial
$149
Up to 100,000 HSBC Rewards points
Up to 6x HSBC Rewards points
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HSBC Rewards Visa Card

HSBC Rewards

Everyday spending

TravelFinancial
No Annual Fee
Up to 10,000 HSBC Rewards points
Up to 2x HSBC Rewards points
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HSBC World Elite Mastercard

HSBC Rewards

Travel rewards

TravelFinancial
$149
Up to 50,000 HSBC Rewards points
Up to 6x HSBC Rewards points
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MBNA Rewards

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MBNA's credit card rewards program offering flexible points for travel and everyday purchases.

MBNA Rewards World Elite Mastercard

MBNA Rewards

Versatile rewards

TravelFinancial
$120
Varies
Up to 5x points
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PC Optimum

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Canada's largest retail loyalty program, combining Shoppers Optimum and PC Plus. Earn and redeem points at Loblaw, Shoppers Drug Mart, Esso, Mobil, and more.

PC Financial World Elite Mastercard

PC Optimum

Groceries

RetailFinancial
No Annual Fee
N/A
Up to 45 points/$1
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PC Financial Mastercard

PC Optimum

Groceries

RetailFinancial
No Annual Fee
N/A
Up to 30 points/$1
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RBC Rewards

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RBC's credit card rewards program offering points for everyday purchases.

RBC Avion Visa Infinite

RBC Rewards

Travel flexibility

TravelFinancial
$120
Up to 35,000 Avion points
Up to 2x Avion points
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RBC Rewards Visa Card

RBC Rewards

Everyday spending

TravelFinancial
No Annual Fee
Up to 10,000 RBC Rewards points
Up to 2x RBC Rewards points
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RBC Rewards Visa Gold

RBC Rewards

Travel rewards

TravelFinancial
$120
Up to 25,000 RBC Rewards points
Up to 4x RBC Rewards points
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Scotia Rewards

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Scotiabank's rewards program for credit cards, offering points for travel, merchandise, and more.

Scotia Rewards Visa Card

Scotia Rewards

Everyday spending

TravelFinancial
No Annual Fee
Up to 10,000 Scotia Rewards points
Up to 2x Scotia Rewards points
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Scotia Rewards Gold Visa Card

Scotia Rewards

Travel rewards

TravelFinancial
$120
Up to 25,000 Scotia Rewards points
Up to 4x Scotia Rewards points
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Scotiabank Rewards

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Scotiabank Rewards was Scotiabank's credit card rewards program offering points for everyday purchases. The program has been discontinued and replaced by Scene+, a more versatile loyalty program offered by Scotiabank in partnership with Cineplex Entertainment and Empire Company Ltd.

Scotiabank Gold American Express

Scotiabank Rewards

Entertainment

EntertainmentFinancial
$120
Up to 40,000 Scene+ points
Up to 5x Scene+ points
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Scotiabank Passport Visa Infinite

Scotiabank Rewards

International travel

TravelFinancial
$150
Up to 30,000 Scene+ points
Up to 2x Scene+ points
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Simplii Cash Back

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Simplii Financial's cash back program for credit cards, offering rewards on everyday purchases.

Simplii Financial Cash Back Visa Card

Simplii Cash Back

Everyday spending

Financial
No Annual Fee
10% cash back on first $1,000 in purchases
Up to 4% cash back
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Tangerine Money-Back

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Tangerine's money-back program for credit cards, offering cash back on everyday purchases.

Tangerine Money-Back Credit Card

Tangerine Money-Back

Everyday spending

Financial
No Annual Fee
10% cash back on first $1,000 in purchases
Up to 2% cash back
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TD Rewards

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TD Rewards is TD's flexible credit card rewards program. Earn points on everyday purchases, with accelerated rates for travel, groceries, dining, and more. Redeem for travel (best value via Expedia for TD), gift cards, merchandise, or statement credits. New in 2025: select cards offer airport lounge access.

TD First Class Travel Visa Infinite

TD Rewards

Travel booking

TravelFinancial
$139
Up to 100,000 TD Rewards points
Up to 9x TD Rewards points
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TD Rewards Visa Card

TD Rewards

Everyday spending

TravelFinancial
No Annual Fee
Up to 10,000 TD Rewards points
Up to 2x TD Rewards points
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Triangle Rewards

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Canadian Tire's loyalty program for Canadian Tire, Sport Chek, Mark's, Gas+, and more. Earn CT Money on purchases and redeem for merchandise, gas, and more.

Triangle World Elite Mastercard

Triangle Rewards

Everyday spending

Financial
No Annual Fee
10% cash back on first $1,000 in purchases
Up to 4% cash back
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Triangle World Mastercard

Triangle Rewards

Canadian Tire

RetailFinancial
No Annual Fee
N/A
Up to 3% at Canadian Tire stores
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Triangle Rewards Credit Card

Triangle Rewards

Everyday spending

Financial
No Annual Fee
10% cash back on first $1,000 in purchases
Up to 4% cash back
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