PC Financial / PC Money

PC Financial is the banking arm of President's Choice, offering credit cards and the PC Money Account. All PC Financial products earn PC Optimum points on every dollar spent, everywhere. It is the most effective way to accelerate your PC Optimum points earning for free groceries and beauty products.

Point Value
10,000 points = $10 (PC Optimum value).
Sign-up Bonus
N/A

How It Works

  • Apply for a PC Financial Mastercard or PC Money Account.
  • Link your existing PC Optimum account to your card.
  • Use your card for all everyday spending (groceries, gas, online).
  • Earn 10–30+ points per $1 spent, depending on the card and retailer.

Benefits

  • Earn PC Optimum points on every purchase, everywhere.
  • No monthly fees on the PC Money Account.
  • Bonus points on gas at Esso and Mobil stations across Canada.
  • Easy integration with the PC Optimum app for tracking and redemptions.
Program Stats
Point Expiration: Points do not expire
Blackout Dates: No blackout dates
Categories: financial, featured
Countries: CA
Official Website: https://www.pcfinancial.ca/

Program Stats

  • Overall: 7.3
  • Value: 7.4
  • Ease of Use: 7.5
  • Redemption: 7.1
  • Coverage: 7.2